A Beta Briefing desk
The Settlement Layer
Operational intelligence on African payments, cross-border forex, and the rails moving money across the continent.
Cross-Border Payments Operator
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Recent briefings below
Recent Briefings
From the deployment of open-source switching infrastructure at the heart of Nigeria's interbank network to the Bank of Ghana's new multi-currency digital pilots, today's developments highlight a rapid…
West African cross-border clearing is extending directly to mobile wallet endpoints, as the Bank of Ghana pilots new PAPSS interoperability with Nigeria and Rwanda. Further south, the South African Re…
African central banks are rapidly expanding their operational authority over non-bank payment processors. In Kenya, new draft legislation introduces aggressive statutory seizure powers, while Gabon pu…
Regulatory deadlines are forcing structural shifts across African payment corridors this week. In Abuja, the Central Bank of Nigeria is doubling down on its onshore data localization mandate despite s…
Today on The Settlement Layer: Ripple is embedding its RLUSD stablecoin directly into Flutterwave's enterprise rails, establishing a high-volume digital dollar alternative to correspondent banking. Pl…
Today on The Settlement Layer: following the Bank of Ghana and Bank of Kigali, Ecobank is integrating directly with China's CIPS network to bypass intermediate dollar conversions. Elsewhere, Kenya wra…
Direct alternative clearing rails are moving from pilot to production across Africa. Ghana's central bank has officially activated cedi-to-yuan settlement over the CIPS network, bypassing dollar conve…
Today on The Settlement Layer: the BCEAO's aggressive fee caps are forcing a structural margin reset across Francophone West Africa, while enterprise software giants like SAP natively embed stablecoin…
Across Asian and African trade corridors, cross-border payment operators are embedding backend stablecoin rails and logistics clearing to bypass traditional correspondent banking bottlenecks.
With West African central banks aggressively capping P2P mobile money fees, the region's largest wallet operators are being squeezed out of their legacy revenue engines, setting up a forced pivot towa…